BrightBridge branches will be closed on Monday, Oct. 12, 2026, for Columbus Day. Your account remains accessible through mobile, online and telephone banking, plus our ATM network.

BrightBridge Credit Union, Lawrence, Massachusetts has petitioned the Massachusetts Division of Banks for permission to close a branch office at 100 Macy Street, Amesbury, MA 01913. Any objections or comments relative to this proposal must be communicated in writing to the Commissioner of Banks, Mary L. Gallagher, MA Division of Banks, One Federal Street, Suite 710, Boston, MA 02110 or dob.comments@mass.gov no later than two weeks from September 25, 2026. Please be sure to visit our Seabrook branch, located approximately 7 miles away, at 700 Lafayette Road, Unit 103A, Seabrook, NH 03874.

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Home / News & Financial Education / Money Matters / Money Matters | BrightBridge Credit Union

BrightBridge Money Matters

Guide to Building and Using Credit Wisely

Credit can open doors to better loan rates, easier apartment approvals, and a smoother financial path. But only if you use it wisely. That’s why BrightBridge created this comprehensive, step-by-step guide to help our members confidently build and use credit. Whether you’re just starting or looking to improve your score, we'll take you from "Where do I start?" to "I'm confident with my credit" in just a few clicks.

Check out each step below:

Step 1: Understanding Credit & Why It Matters

Step 2: Choosing the Right Credit Card for You

Step 3: Applying for Credit Confidently

Step 4: Setting Yourself Up for Success

Step 5: Using Credit Responsibly

Step 6: Reviewing, Redeeming & Growing Your Credit

Go To the
BrightBridge Money Matters
Home Page

Guide to Building and
Using Credit Wisely

>>Introduction

Step 1.  Understanding Credit & Why It Matters

Step 2. Choosing the Right Credit Card for You

Step 3. Applying for Credit Confidently

Step 4. Setting Yourself Up for Success

Step 5. Using Credit Responsibly

Step 6. Reviewing, Redeeming & Growing Your Credit