Reminder: the holiday season brings out fraudsters. Please remember that BrightBridge will never initiate a call, text or email asking for your login information or multi-factor authentication code and will never send a link to your account. Stay alert and stay safe this holiday season!

NOTICE: BrightBridge Credit Union, Lawrence, Massachusetts has petitioned the Massachusetts Division of Banks for permission to close a branch office at 2 Seaport Lane, Suite1400, Boston, MA 02210-2001. Any objections or comments relative to this proposal must be communicated in writing to the Commissioner of Banks, Mary L. Gallagher, MA Division of Banks, One Federal Street, Suite 710, Boston, MA 02110 or dob.comments@mass.gov no later than two weeks from November 24, 2025.

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Home / Business / Commercial Loans
Mvcu, Business, loans, commercial

I needed help growing my business. BrightBridge was the answer.

Apply Now

Mvcu, Business, loans, commercial

I needed help growing my business. BrightBridge was the answer.

Apply Now

Commercial Loans

Effective Date: Monday, November 24th, 2025

Every business needs a helping hand once in a while

We work with you to find the best solution to fit your business’ needs.

Commercial Vehicle/Equipment Loans

  • Up to 100% financing for the purchase of new or used commercial vehicles and equipment
  • Up to 80% for the refinance of existing vehicles/equipment
  • Loan amounts from $5,000 to $100,000
  • Interest Rates from 7.00% - 9.00% APR (Annual Percentage Rate)
  • Loan terms up to 5 years
  • 24-hour approval turnaround (target) for equipment purchase decisions

Commercial Lines of Credit

  • Loan amounts from $5,000 to $100,000
  • Interest rates from 8.00% APR to 9.50% APR (Annual Percentage Rate)
  • Loan terms up to 3 years

Apply Now

Commercial Real Estate

  • Flexible terms up to 15 years
  • Competitive rates
  • Owner & non-owner occupied real estate
  • 20-year amortization for property secured by owner’s non-residential business property

SBA Loans

  • General Small Business Loans 7(a): Provides financing for establishing a new business or to assist in the acquisition, operation, or expansion of an existing business
  • CDC/504 Loan Program: Financing for major fixed assets such as equipment or real estate
  • SBAExpress: May be used for revolving lines of credit (up to 7-year maturity) or for a term loan

To apply or Learn more, talk to a Commercial Lending Representative: 978-620-2727.

Meet the Team

Our Business Lending Team has decades of experience helping businesses like yours achieve their financial goals.

We're here to help!

  • Frank Call, VP, Head of Commercial Lending
  • Tim Brown, VP, Commercial Lending Officer
  • Natalie Coimbra, Commercial Loan Servicing Manager
  • Paul Quan, Commercial Portfolio Manager
  • Julia O'Donovan, Commercial Portfolio Manager
  • Kathleen Stone, Commercial Portfolio Manager
  • Linda Bercovitz, Commercial Lending Assistant

Contact our Commercial Lending team to discuss your business' needs, learn about our solutions or to apply for a loan: Call 978-620-2727.