If you're picky about your savings, you're in the right place. Our Pick Your Term certificate specials give you the freedom to choose the term that works best for you while locking in a great rate.
Choose from 5, 7, or 9-month terms—all at the same competitive rate of 4.00% APY* and 3.93% interest rate. No matter which term you pick, you'll earn our top rate.
- $250 minimum deposit to open and earn APY on a 5-month certificate
- $500 minimum deposit to open and earn APY on a 7- and 9-month certificate
Ready to put your picky preferences to work?
Open your Certificate today.
*APY = Annual Percentage Yield. APY effective as of May 14, 2025. APY is subject to change without notice. The APY assumes that interest is left in your account to compound for one year. Account fees could reduce earnings. Penalty for early withdrawal. 5-month certificate not available as an IRA option. Accounts are insured by NCUA up to $250,000. Shares and Deposits in excess of NCUA limits are fully insured by MSIC.
