The Lawrence branch is temporarily closed due to an auto accident that occurred on Saturday, May 10. Members are welcome to visit any of our other locations, including branches in Methuen and North Andover. Click for more information.

BrightBridge Credit Union
Auto & Personal Credit Card Mortgage & Home Equity Undergraduate, Graduate, & Refi Commercial Loans & Lines

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Home / Business / Commercial Loans
Mvcu, Business, loans, commercial

I needed help growing my business. BrightBridge was the answer.

Apply Now

Mvcu, Business, loans, commercial

I needed help growing my business. BrightBridge was the answer.

Apply Now

Commercial Loans

Effective Date: Friday, May 23rd, 2025

Every business needs a helping hand once in a while

We work with you to find the best solution to fit your business’ needs.

Commercial Vehicle/Equipment Loans

  • Up to 100% financing for the purchase of new or used commercial vehicles and equipment
  • Up to 80% for the refinance of existing vehicles/equipment
  • Loan amounts from $5,000 to $100,000
  • Interest Rates from 7.50% - 9.50% APR (Annual Percentage Rate)
  • Loan terms up to 5 years
  • 24-hour approval turnaround (target) for equipment purchase decisions

Commercial Lines of Credit

  • Loan amounts from $5,000 to $100,000
  • Interest rates from 8.50% APR to 10.00% APR (Annual Percentage Rate)
  • Loan terms up to 3 years

Apply Now

Commercial Real Estate

  • Flexible terms up to 15 years
  • Competitive rates
  • Owner & non-owner occupied real estate
  • 20-year amortization for property secured by owner’s non-residential business property

SBA Loans

  • General Small Business Loans 7(a): Provides financing for establishing a new business or to assist in the acquisition, operation, or expansion of an existing business
  • CDC/504 Loan Program: Financing for major fixed assets such as equipment or real estate
  • SBAExpress: May be used for revolving lines of credit (up to 7-year maturity) or for a term loan

To apply or Learn more, talk to a Commercial Lending Representative: 978-620-2727.

Meet the Team

Our Business Lending Team has decades of experience helping businesses like yours achieve their financial goals.

We're here to help!

  • Frank Call, VP, Head of Commercial Lending
  • Tim Frechette, VP, Commercial Lending Officer
  • Tim Brown, AVP, Commercial Lending Officer
  • Natalie Coimbra, Commercial Loan Servicing Manager
  • Paul Quan, Commercial Portfolio Officer
  • Kathleen Stone, Commercial Portfolio Officer
  • Linda Bercovitz, Commercial Lending Assistant

Contact our Commercial Lending team to discuss your business' needs, learn about our solutions or to apply for a loan: Call 978-620-2727.